Western Lake Superior Habitat for Humanity builds hope one home at a time, making simple, decent shelter a matter of conscience and action for all of God's people.
At WLSHFH we follow the core tenants of the Habitat for Humanity model that has served to break the cycle of poverty for working families in Carlton, Lake, and Southern St. Louis Counties in Minnesota and Douglas County, Wisconsin.
We offer the opportunity of homeownership to low-income individuals and families earning 30% to 60% of area median income (AMI) and home repair for existing homeowners earning less than 50% AMI. We do not charge interest according to Exodus 22:25 "If you lend money to My people, to the poor among you, you are not to act as a creditor to him; you shall not charge him interest.
We expect that our partner families participate in the construction or repair of theirs and others homes in the form of sweat equity as they are able. Not only does this build pride in ownership by providing a direct connection to their work (Isaiah 65:22), it teaches skills that will serve them well as a future homeowner.